Loans

HOPE Loan

Are you tired of renting? Would you like to own your home? Bank of Franklin offers HOPE for first time home buyers and those who want to own their own home with our new Home Owners’ Pathway to Equity mortgage loan. With the HOPE loan, our Bank of Franklin experienced lenders will guide you throughout the entire process with no bank fees. Ask about our new HOPE loan at Bank of Franklin where we offer hope to those who want to own their home. Contact Bank of Franklin at 601-384-2305 (Meadville Branch), 601-990-3020 (Brookhaven Branch) or 601-465-0700 (McComb Branch).

Consumer Installment Loans

If it seems like you need to be a world class negotiator these days to buy a new car, boat, or RV, you're not alone. That's why many customers turn to Bank of Franklin for financing. With a Bank of Franklin loan, buying can be quick and easy. Dealers will view you as a cash customer and you'll be in a much better bargaining position. You'll have the ability to negotiate a better price and, in most cases, drive away the same day.

When you're ready to apply for consumer loan, contact our friendly lending staff at 601-384-2305 (Meadville Branch), 601-990-3020 (Brookhaven Branch) or 601-465-0700 (McComb Branch).

You'll get reasonable rates and a flexible repayment plan. We'll also help you figure out what financing program is right for you.

Home Equity Loan Or Line Of Credit

You’ve worked hard for your home. Isn’t it about time that your home worked for you? By using the equity in your home to finance the major expenses in your life, you’ll not only save money by borrowing at a comparatively low interest rate, but the interest you pay could be tax deductible.* Whether you need money for home improvements, debt consolidation, or a well-deserved vacation, a Home Equity Loan or Line of Credit could be the answer you’ve been searching for.

* Tax deduction may vary for individuals. Consult your tax adviser first.

Mortgage Loans

Whether you are in the market to build, buy, or refinance your home, we can help. Our focus is personalized solutions from a broad range of mortgage loan products with competitive rates, backed with service that you expect. The process may seem overwhelming, but we make it simple. Contact us at 601-990-3020 for an appointment today.

Commercial Loans

Bank of Franklin provides some of the most attractive financing options for businesses in our area. We take the time to understand your business and work to develop options that are tailored to your needs. We are proud to be a community bank where decisions are made locally with fast response times. Contact us today and talk with one of our experienced lenders.